What factors can contribute to vulnerability?

A number of different factors could contribute to a person becoming vulnerable. Four key drivers of vulnerability are:

• Health – health conditions or illnesses that affect someone’s ability to carry out day-to-day tasks. Addiction-related conditions such as gambling or compulsive behaviours.
• Life events – life events such as bereavement, job loss or relationship breakdown.
• Resilience – low ability to withstand financial or emotional shocks.
• Capability – low knowledge of financial matters or low confidence in managing money (financial capability). Low capability in other relevant areas such as literacy, or digital skills.

For 4T Markets, it’s essential that we provide the appropriate level of care to our clients. As we understand that sometimes things can happen in life which are out of your control and can affect your personal circumstances, wellbeing or the way that you trade.

We are invested in our clients’ wellbeing and want to know if we can support you in a more effective way, so we encourage you to disclose any relevant information about your personal circumstances.

You can get in contact either by filling out the below form or via any of our other communication channels. Any information provided will be kept in strictest confidence and used as set out in our privacy policy.