All retail client money is fully segregated from our own funds and held in separate accounts with top-tier banks in the unlikely event of 4T undergoing liquidation. But what does this mean exactly?
Well, in simple terms it means that we can’t use your capital to conduct any of our business activities – from hedging to proprietary trading – and every penny you deposit is completely ring-fenced from any creditors in case of insolvency or financial troubles for the company.
The bottom line is that we’re in the business of keeping your money safe and secure at all times.
Every single penny deposited with us is held in trust, in segregated bank accounts. This means that we are not the legal owners of that money, but the ‘trustees’ of client funds.
We have a simple approach to never mix customers’ money with that of the company’s. As a result, we operate with two different types of bank accounts: one for our customers funds’ and another for the company’s monies.